Invapay makes smart business simple

Unless your company’s return on capital exceeds its cost of capital, no amount of revenue growth can create value.


  • Worldwide B2B payments - optimise your suppliers payments, including FX and Cross Border Payments
  • Provide a flexible payments alternative that ensures long-term buyer & supplier benefits
  • Maximise and aggregate the value of your available credit lines
    • Commercial & Pcard
    • Debit Card
    • Working capital
    • Supply Chain Finance
    • Trade Finance


  • All payments to suppliers are via secure electronic bank transfer (no change to supplier’s process, no supplier portals to sign in, no contracts to sign)
  • No credit card acceptance issues – Invapay’s Master Merchant Services means that suppliers do not have to become a Credit Card Merchant
  • Rich level 3 transaction data for all payment enables auto reconciliation
  • With NO change management to your – procurement & accounts payable processes
  • We simply require:
    • Approved payment files
    • Approved supplier file


  • A single method of payment for all suppliers from strategic to Tail
  • Buyer benefits allow the utilisation of multiple funding sources to optimise supplier payments
  • Efficiently using credit lines you have the option to extend DPO and generate rebate returns
  • Optimising Working capital by freeing up Cash in AP delivers better business insights, operational efficiency, cost reductions and increased cash flow, and by using an combination of  Commercial Cards, Supply Chain  and Trade Finance to provide DPO extension and rebates to settle the Supply Chain


  • All suppliers are paid 3 -5 working days from authorisation
  • Improved Cash Flow
  • No more chasing for payments
  • Potential to reduce in Bank/Overdraft Charges

Irrespective of which side of the house you are in, Cash Flow, DPO/DSO and Income are king…

Invapay is a FCA Regulated Authorised Payments Institution PSD No. 631411



Who Invapay are working with:

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